Consumer Information Privacy Policy Documentation
Consumer Information Privacy Policy
VeriCorp is a consumer reporting organization. It is required by the Fair Credit Reporting Act, 15 U.S.C. §1681 et seq. (“FCRA”) to maintain the confidentiality of all consumer information.
VeriCorp obtains information on an individual consumer only upon the request of a user who has a permissible purpose under the FCRA to request information on that consumer in order to provide consumer reports. The FCRA requires a user for employment purposes to certify to us that it has a permissible purpose for the report and has obtained the written consent of the consumer to request information before we can supply the requested information. The user must submit to reasonable audits by us to confirm that it is, in fact, obtaining such consents. All users must certify that they have a permissible purpose to request a report such as credit, employment screening, insurance, or tenant screening. Our customers agree to keep your information confidential and secure.
Exceptions to Advance Consumer Consent:
In accordance with 15 U.S.C. § 1681a(y), advance written consumer notice and consent are not required when consumer reports or communications are furnished in connection with an investigation of suspected employee misconduct, compliance with federal, state, or local laws, rules of a self-regulatory organization, or preexisting written employer policies (such as workplace sexual harassment or safety investigations).
VeriCorp does not maintain a proprietary reselling database of consumer information.
Personal Information Disclosure, United States or overseas
We do not send consumer information or Personal Data outside of the United States or its territories for any purpose other than to deliver a report to an end user. Of course, if information is sought from outside of the United States, the information is gathered in that country and then transmitted to us here in the United States, where it is treated as any other consumer information and protected under our security standards.
Any information gathered on any consumer may only be provided to the user authorized by the consumer or permitted by the FCRA or similar state law to receive the information. We cannot and do not share, sell or distribute consumer information with or to any third party other than the requesting party thereof. Any consumer, upon proper identification, has the right under the FCRA to request us to furnish to the consumer any and all information we may have on that consumer. The consumer has the right to dispute the accuracy or completeness of any information contained in the consumer’s file.
However, we may be required, upon receipt of a court order to release the information in civil litigation, or as otherwise required by law, to disclose information regarding a consumer to law enforcement agencies.
If you have any questions regarding our policy, you may contact our CEO at:
Email: britanyd@vericorphr.com
Telephone: 502-554-9999 x304
Mailing Address: PO Box 436054 Louisville KY 40253
Other privacy initiatives and procedures include, but are not limited to:
● Access to confidential consumer information and Personal Data is limited within VeriCorp strictly to Organization workers who have a business need to know the information: obtaining and transmitting information on the consumer, or processing a consumer request or dispute.
● Access to VeriCorp’s computer terminals, file cabinets, fax machines, trash bins, desktops, etc. are secure from unauthorized access.
● VeriCorp maintains a secure network using modern encryption standards (TLS/AES) to safeguard consumer information from internal and external threats.
● Any backup data is maintained in an encrypted form both at rest and in transit.
● VeriCorp maintains records on each request for information and identifies each user who requested information on a consumer.
● Organization workers are strictly prohibited from “browsing” files or databases without a valid business justification.
● Destruction of consumer information follows the Federal Trade Commission’s Disposal Rule (16 CFR Part 682) requirements so that the information is unreadable, unrecoverable, and incapable of reconstruction upon disposal, as detailed in Policy 1.11 and Policy 6.8.