Disputes

If you are a victim of a severe form of trafficking in persons or sex trafficking, you may request VeriCorp to block adverse items of information on your consumer report if they resulted from trafficking.

How do I submit a request?

• Write a letter stating that you are a victim of human trafficking
• Identify the adverse items of information that resulted from trafficking that should not appear on your consumer report
• Include a photocopy of a proof of identity
• Provide a photocopy of trafficking victim determination documentation (select one or more from the following list):
  • Issued by a Federal, State, or Tribal governmental entity
  • Issued by a non-governmental organization or a human trafficking task force, including victim service providers affiliated with the organization or task force, authorized by a Federal, State, or Tribal government entity to make such a determination
  • Issued by a court or accepted as a piece of evidence filed in court
  • A self-attestation by the consumer who identifies as a victim of trafficking if such statement or an accompanying document is signed or certified by a Federal, State, or Tribal government entity, a court, or an authorized representative of these entities
• Specify your preferred method for Sterling to contact you (electronic or postal) and provide your email address or postal address
• Send your letter with enclosures to:

VeriCorp
PO Box 436054
Louisville, KY 40253

• You may also email disputes@vericorphr.com and request to be provided with a secure method to submit your letter and enclosures electronically.

You may use this sample letter provided by the Consumer Financial Protection Bureau (CFPB): sample letter.